Checking Accounts
CVNB offers flexible checking account options to meet the needs of individuals and joint account holders. With a variety of account features, convenient online and mobile banking, and personalized customer service, our checking accounts provide the flexibility and convenience you deserve. Open an account today and experience the benefits of banking with CVNB.
Cumberland Checking
- The Cumberland Checking Account is the best deal on the street. It offers unlimited check writing, no minimum balance, no monthly fee, Debit MasterCard®, Digital Banking, Bill Pay services, and overdraft protection.1
- Even your first box of checks is free.
- CVNB also gives customers the option to receive monthly paper statements at a $2.00 charge, or use Online Banking to enroll in e-Documents to receive statements online for free. Opening deposit of $50 is required.
Classic Club
- If you’re 62 or better, enjoy no minimum balance requirements and no monthly fee.
- This account earns interest at the prevailing rate adjusted at our discretion. Interest will be compounded and credited to your account every statement cycle.
- An opening deposit of $50 is required. Debit MasterCard® available at no charge and Digital Banking with Bill Pay is free.
Neighborhood Club
- The Neighborhood Club at CVNB is much more than basic checking. It's an affordable package of the products and services you want most.
- This account offers a wealth of extras for the low monthly fee of $6.25.
- These services include two free check orders per year, $10,000 optional accidental death and dismemberment insurance including common carrier overage (additional coverage available with a monthly fee), 25% discount on a safe deposit box rental (one time only), and exclusive after-hours loan banking by appointment.
- Plus if you are 62 or over, you'll enjoy all these benefits at a 50% reduced membership fee.
- Opening deposit of $50 is required.
Establish Checking
- We’ve all made mistakes. Bad banking history? This account is made just for you. Your mistakes don’t have to follow you anymore. CVNB offers a second chance with a low monthly fee of $10.00.2
- Opening deposit of $50 is required.
- This account offers no minimum balance, unlimited check writing, Digital Banking, Bill Pay, and Debit MasterCard®.
- Establish Customers who stay on good terms for one (1) consecutive year may be eligible to upgrade to another account.
Cumberland NOW® Checking
- Your NOW account will earn interest compounded monthly and credited to the account monthly. This rate is subject to change at our discretion.
- If the balance falls below $10,000 on any day of the month, your account will be charged a $10 service fee.
- A $10,000 deposit is required to open the account. Debit MasterCard® are available at no charge.
- This account also offers Platinum MasterCard® with no annual fee3, unlimited check writing, free ATM usage worldwide, and free checks on the Cumberland NOW® Account.3
The Cumberland Reserve®
- This account may be opened by businesses or individuals.
- The Cumberland Reserve® has a variable rate. The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change. At our discretion, we may change the interest rate on your account. Interest will be compounded monthly. Interest will be credited to your account monthly.
- There is a limit of six (6) transactions per thirty (30) day statement cycle. If the balance falls below $10,000 anytime during the month there will be a $10 service fee.3 Fees could reduce earnings on your account.3 This account is not available for government funds.
1 Please see our Overdraft Protection Policy for full details and instructions on how to apply. Subject to approval.
2SERVICE CHARGE : A monthly Service Charge of $10.00 will be imposed every statement period that the account is open. REWARD TERMS AND CONDITION: The monthly Service Charge of $10.00 will be discounted to $8.00 if the account received at least one (1) ACH Direct Deposit, during the statement period. Eligible transactions are certain ACH credit transactions such as payroll, government benefits or similar transactions. You must set up direct deposit to your account. The timing of when these transactions will be credited is based on when the payer submits the information to CVNB. This means when these transactions are credited to your account could vary.
3Some restrictions may apply.
2SERVICE CHARGE : A monthly Service Charge of $10.00 will be imposed every statement period that the account is open. REWARD TERMS AND CONDITION: The monthly Service Charge of $10.00 will be discounted to $8.00 if the account received at least one (1) ACH Direct Deposit, during the statement period. Eligible transactions are certain ACH credit transactions such as payroll, government benefits or similar transactions. You must set up direct deposit to your account. The timing of when these transactions will be credited is based on when the payer submits the information to CVNB. This means when these transactions are credited to your account could vary.
3Some restrictions may apply.
Savings Accounts
Start saving today with a CVNB savings account.
We offer several options to make saving more convenient for our customers.
Switching banks has never been easier!
Experience the convenience and superior services of CVNB by making the switch today.
At CVNB, we want to make it easy for you to switch and get an account that’s a better fit for your financial needs.
So, we’ve created a comprehensive Switch Kit that’ll help make switching banks a breeze.
So, we’ve created a comprehensive Switch Kit that’ll help make switching banks a breeze.